It never gets old to look at funny t-shirts. This one just made me laugh so hard, that I have to post it here:
“the econmy is so bad….I got a pre-declined credit card in the mail”!
Message is clear for 2013: Don’t trust anyone when it comes to your credit card. The banks, the review websites and the credit card institus just try to lure you in with nonsense cards. In 99% of the time you are better of looking at a good APR instead of getting a card of your favorite store.